Union University Athletics

Charlotte was born and raised in Lexington, Tennessee. She was named to the All-District, All-Region and All-West Tennessee teams three consecutive seasons and was named Honorable Mention All-State her senior year for the Lady Tigers of Lexington High School. She was named to the West All-Star squad in 1984 and played with the 18 and Over Jr. Olympic team.

Charlotte made an immediate impact on the Lady Bulldogs when she arrived on campus in 1984. She was named All-Volunteer State Athletic Conference MVP, District 24 Player of the Year and NAIA All-American. She went on to be named All-Conference, All-District and Conference MVP each of her four seasons as a Lady Bulldog. In 1988 she became the second female athlete in the nation to be named to the NAIA All-American team four consecutive seasons. She was also an NAIA Scholar Athlete all four years.

During her career as a Lady Bulldog she was named District Player of the Week seven times and NAIA National Player of the Week two times. She is currently third on the all-time Lady Bulldog scoring leader list with 2339 career points. She finished her career with 460 free throws made, 659 rebounds, 368 steals, 572 assists and 928 field goals made.

In a 1988 Jackson Sun article written by Dan Morris, Coach David Blackstock said this about Charlotte. "Charlotte is much more than the star of our team. She is a leader both on and off the court. She is also very unusual for a player of her ability in that she would prefer not to be a star. Charlotte could have been the career leader in virtually every offensive category at Union if she had chosen to be. But that is not Charlotte's style. She is extremely team oriented. She would rather see her teammates do well and win than to do well as an individual. She is an All-American in every sense of the word." Even now she says her greatest accomplishment in life is her salvation and her family.

Charlotte's jersey has been retired at both Lexington High School and Union University.

She is married to Floyd Beard and they have three children Hillary, Trey and Trinity